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Florida is a no fault state and auto insurance is required by law to drive a motor vehicle. This means your auto insurance company provides medical expenses coverage if you are in an accident regardless of who is at fault. The amount of coverage you have depends on the policy you signed with your insurance company.
If you do not have insurance and are involved in an auto accident, you may be able to receive medical coverage under another parties insurance. Depending on the situation, you may be able to go under the driver’s auto insurance, the car policy holder’s auto insurance, or someone in your household’s auto insurance. Matters like this should be discussed with an attorney to determine if you will qualify for the coverage.
Auto insurance should be used for injuries resulting from an auto accident. Health insurance is sometimes used to supplement your insurance or for additional coverage if your auto insurance limits are reached.